To learn more please call our Residential Lending Department at (518) 584-5844 or email us.
Mortgage is subject to credit and property approval.
*Consult your tax advisor regarding the tax benefits available to you. Approval of a home-equity line requires that you meet our credit criteria, income ratios and loan-to-value guidelines. Minimum approved credit line and loan is $7,500. Closing costs are waived for Home Equity Line of Credit and loans up to $100,000, and are estimated to range between $445–$1,165. If line of credit or loan is closed within three (3) years, the customer will reimburse the Bank for all third-party fees paid by the Bank, including mortgage-recording tax. Additional terms and conditions may apply. The property must be owner-occupied or a second home. Property insurance required. Offer may be withdrawn at any time without notice.
Click here to see our current home equity rates. >
To learn more, please call our Residential Lending Department at (518) 584-5844 or email us.
Click here to see our current mortgage rates. Here are some useful calculators: