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Savings Accounts

A strong savings discipline yields solutions and serves as the foundation of success. Consider us your advocate; we’re vested in your achievements, and we can help you to reach new heights. Your success impacts our community and sets us all up for a better future. It’s a ripple effect for good. So whether you are saving for a dream home, starting a family, planning the adventure of a lifetime, securing your retirement or all of the above, we’re here to talk with you. We’ll help you choose a savings plan that will guide you to a better financial future.

Statement Savings

This account delivers a flexible savings solution. You get all the basics plus you can add a variety...

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Holiday Savings

Deposit money into this account all year to help save up for stress-free and debt-free holiday shopping. You’ll...

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Certificates of Deposit (CDs)

CDs are a smart and flexible investment vehicle that can be tailored to fit your savings goals...

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Student Statement Savings

Our youth- and young-adult–oriented savings account helps tomorrow's community leaders start off on the right financial footing...

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Personal Money Market

Do you want competitive money market interest rates and easy access to your funds? This account is your...

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Individual Retirement
Accounts

Stay focused on planning your dream retirement. Our retirement accounts are available through our Bank and Adirondack Wealth...

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Health Savings

Our Health Savings Account (HSA) allows you to set aside tax-free money to use later to pay for...

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High Peaks Tiered Money Market

The higher your account balance, the more you’ll earn with our interest-bearing money market account with tiered rates....

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Automatic Savings


Set up a repeating, automatic transfer from your ATC checking account to your ATC savings account to build...

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