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Quick Facts

Get to know us. These at-a-glance bank facts include everything from our market share and services to rankings and awards we’ve received.


Founded: 1901

Opened: January 2, 1902

Asset Size: $1,733,543,543 (as of 7/22/2022)

Headquarters: 473 Broadway, Saratoga Springs, NY 518-584-5844 We are the only locally owned, independent bank headquartered in Saratoga Springs, NY

Building: Main Office, 29,000 square feet, made of Vermont white marble

Architect: Alfred C. Hopkins and the firm of George B. Willis and Company in New York City

Ranking: Bauer Financial 5 Star Exceptional Performance Bank (12/2022)

Awards: 2022 Saratogian: Best Bank, Best Mortgage Service, Best Financial Planning Firm, Best Investment, Best Insurance Agency, Best Customer Service

2022 Saratoga Today: Best Bank, Best Mortgage Lending, Best Wealth Management, Best Insurance Company

Ownership: Privately owned (ESOP)

Market Share: 47.01%, and the largest market share in Saratoga County

Branch Offices: 13

Number of ATMs: 28

Employees: 250

Primary Market Area: Saratoga and Warren County

Financial Services: Personal Banking Business Banking SBA Lender Trust Services Investment Management Insurance Mortgage Lending Home Equity Lending Online Banking

Online Services:

Chairman: Charles V. Wait

President & CEO: Charles V. Wait, Jr.

Bank Routing Number: #021302884

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