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Disclosures

 

ATC Website Terms of Use >

 

ATC Privacy Notice >

 

Deposit Account Disclosures >

 

Beneficial Owners >

 

Ability to Withdraw Funds >

 

Home Mortgage Disclosure >

 

Residential Mortgage Loan Servicing Standard and Common Fees >

 

CRA Notice >

 

NYS Community Reinvestment Act Performance Evaluation >

 

Federal Reserve Bank of NY Community Reinvestment Act Performance Evaluation >

 

USA Patriot Act >

USA Patriot Act – Section 326 Customer Identification Program Notice IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents

 

New York Mortgage Periodic Statements Under Part 419 >

Consumer mortgage loan borrowers will be able to receive periodic statements with additional information under New York Part 419 on or shortly after August 14th, 2020.

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