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Home Refinance

Refinancing can be a financially smart move. You could save money by refinancing to a lower interest rate, or by refinancing to a shorter-term mortgage to reduce the interest you pay over the life of your mortgage. You can consolidate high-interest debt into one easier and lower monthly payment or you can convert your home’s equity to cash. Use those extra funds to make a home improvement, pay off credit cards, finance an education or make any other major purchase. It’s fast and easy.

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  • Competitive interest rates and closing costs
  • Flexible repayment terms
  • Choose from fixed, adjustable or bi-weekly financing solutions


Mortgage is subject to credit and property approval.


Click here to see our current mortgage rates. >
To learn more, please call our Residential Lending Department at (518) 584-5844 or .


Helpful Calculators

Here are some useful calculators: