• Easy budgeting with fixed monthly payments
  • Convenient and flexible terms
  • Money-savings with possible tax-deductible interest*
  • On-time, scheduled payments via WebWise® Online Banking

 

 

*Consult your tax advisor regarding the tax benefits available to you. Approval of a home-equity line requires that you meet our credit criteria, income ratios and loan-to-value guidelines. Minimum approved credit line and loan is $7,500. Closing costs are waived for Home Equity Line of Credit and loans up to $100,000 and are estimated to range between $445–$1,165. If line of credit or loan is closed within three (3) years, the customer will reimburse the Bank for all third-party fees paid by the Bank, including mortgage-recording tax. Additional terms and conditions may apply. The property must be owner-occupied or a second home. Property insurance required. Offer may be withdrawn at any time without notice.

Mortgage is subject to credit and property approval.

Click here to see our current home equity rates. >
To learn more, please call our Residential Lending Department at (518) 584-5844 or email us.