Main Content
Select the search type
  • Site
  • Web
Search
Skip Text

Personal Loan Rates

Rates are accurate as of: 03.31.2023

Check out these competitive rates if you are in the market for an automobile, about to tackle a home improvement project, or think you may want a personal unsecured loan for an upcoming expense.

Automobile*

TYPE/YEAR TERM ANNUAL PERCENTAGE RATE MONTHLY PAYMENT PER $1,000 BORROWED LOAN PAYMENT EXAMPLE CALCULATOR  
2023 & 2022 up to 60 months 6.24% $19.44 If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.24% APR, the monthly principal and interest payment would be $194.45. Calculate Payment >
2021 & 2020 up to 60 months 6.49% $19.56 If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.49% APR, the monthly principal and interest payment would be $195.61. Calculate Payment >
2019 & 2018 up to 60 months 6.99% $19.80 If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.99% APR, the monthly principal and interest payment would be $197.96. Calculate Payment >
2017 & 2016 up to 48 months 7.24% $24.06 If you borrow $10,000 to purchase a vehicle, for forty-eight (48) months at 7.24% APR, the monthly principal and interest payment would be $240.58. Calculate Payment >
2015 & Older up to 36 months 8.74% $31.68 If you borrow $10,000 to purchase a vehicle, for thirty-six (36) months at 8.74% APR, the monthly principal and interest payment would be $316.79. Calculate Payment >


Personal Unsecured

TYPE TERM ANNUAL PERCENTAGE RATE MONTHLY PAYMENT PER $1,000 BORROWED LOAN PAYMENT EXAMPLE  
Up to $5,000 up to 36 months 11.00%** $32.74 If you borrow $5,000.00 unsecured for debt consolidation, for thirty-six (36) months at 11.00% APR, the monthly principal and interest payment would be $163.69.

* Secured Loans are charged a fee of $50 for Vendor's Single Insurance (V.S.I.)
** Unsecured Loans in the principal amount of $5,000.01 and greater do not qualify for this offer.
Annual Percentage Rate (APR). All loans are subject to application and credit approval. Minimum loan amount is $500.

You are leaving Adirondack Trust Company's web site.

The web site you have selected is an external one located on another server. Adirondack Trust Company has no responsibility for any external Web site. It neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.

Thank you for visiting Adirondack Trust Company's Web site.

Continue
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

Continue
×

Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of FIS 2020.

Continue
×