Personal Loan Rates
Rates are accurate as of: 12.05.2022
Check out these competitive rates if you are in the market for an automobile, about to tackle a home improvement project, or think you may want a personal unsecured loan for an upcoming expense.
Automobile*
| TYPE/YEAR
|
TERM
|
ANNUAL PERCENTAGE RATE
|
MONTHLY PAYMENT PER $1,000 BORROWED
|
LOAN PAYMENT EXAMPLE
|
CALCULATOR
|
|
| 2023 & 2022
|
up to 60 months
|
5.49%
|
$19.10
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 5.49% APR, the monthly principal and interest payment would be $190.97.
|
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|
|
| 2021 & 2020
|
up to 60 months
|
5.75%
|
$19.22
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 5.75% APR, the monthly principal and interest payment would be $192.17.
|
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|
|
| 2019 & 2018
|
up to 60 months
|
6.25%
|
$19.45
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.25% APR, the monthly principal and interest payment would be $194.49.
|
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|
|
| 2017 & 2016
|
up to 48 months
|
6.50%
|
$23.71
|
If you borrow $10,000 to purchase a vehicle, for forty-eight (48) months at 6.50% APR, the monthly principal and interest payment would be $237.15.
|
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|
|
| 2015 & Older
|
up to 36 months
|
7.99%
|
$31.33
|
If you borrow $10,000 to purchase a vehicle, for forty-eight (48) months at 7.99% APR, the monthly principal and interest payment would be $313.32.
|
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|
|
Personal Unsecured
| TYPE
|
TERM
|
ANNUAL PERCENTAGE RATE
|
MONTHLY PAYMENT PER $1,000 BORROWED
|
LOAN PAYMENT EXAMPLE
|
|
| Up to $5,000
|
up to 36 months
|
11.00%**
|
$32.74
|
If you borrow $5,000.00 unsecured for debt consolidation, for thirty-six (36) months at 11.00% APR, the monthly principal and interest payment would be $163.69.
|
|
* Secured Loans are charged a fee of $50 for Vendor's Single Insurance (V.S.I.)
** Unsecured Loans in the principal amount of $5,000.01 and greater do not qualify for this offer.
Annual Percentage Rate (APR). All loans are subject to application and credit approval. Minimum loan amount is $500.