Personal Loan Rates
Rates are accurate as of: 03.31.2023
Check out these competitive rates if you are in the market for an automobile, about to tackle a home improvement project, or think you may want a personal unsecured loan for an upcoming expense.
Automobile*
TYPE/YEAR
|
TERM
|
ANNUAL PERCENTAGE RATE
|
MONTHLY PAYMENT PER $1,000 BORROWED
|
LOAN PAYMENT EXAMPLE
|
CALCULATOR
|
|
2023 & 2022
|
up to 60 months
|
6.24%
|
$19.44
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.24% APR, the monthly principal and interest payment would be $194.45.
|
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|
|
2021 & 2020
|
up to 60 months
|
6.49%
|
$19.56
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.49% APR, the monthly principal and interest payment would be $195.61.
|
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|
|
2019 & 2018
|
up to 60 months
|
6.99%
|
$19.80
|
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.99% APR, the monthly principal and interest payment would be $197.96.
|
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|
2017 & 2016
|
up to 48 months
|
7.24%
|
$24.06
|
If you borrow $10,000 to purchase a vehicle, for forty-eight (48) months at 7.24% APR, the monthly principal and interest payment would be $240.58.
|
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|
2015 & Older
|
up to 36 months
|
8.74%
|
$31.68
|
If you borrow $10,000 to purchase a vehicle, for thirty-six (36) months at 8.74% APR, the monthly principal and interest payment would be $316.79.
|
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|
Personal Unsecured
TYPE
|
TERM
|
ANNUAL PERCENTAGE RATE
|
MONTHLY PAYMENT PER $1,000 BORROWED
|
LOAN PAYMENT EXAMPLE
|
|
Up to $5,000
|
up to 36 months
|
11.00%**
|
$32.74
|
If you borrow $5,000.00 unsecured for debt consolidation, for thirty-six (36) months at 11.00% APR, the monthly principal and interest payment would be $163.69.
|
|
* Secured Loans are charged a fee of $50 for Vendor's Single Insurance (V.S.I.)
** Unsecured Loans in the principal amount of $5,000.01 and greater do not qualify for this offer.
Annual Percentage Rate (APR). All loans are subject to application and credit approval. Minimum loan amount is $500.