Main Content
Select the search type
  • Site
  • Web
Search
Skip Text

First-Time Homebuyers

We want your first mortgage to be a successful homeownership journey, so we go above and beyond to make sure we have the right mortgage for you. Our mortgage consultants partner with you throughout the entire mortgage process so that you have the benefit of expert financial advice at every step of the way. As a first-time homebuyer, you may qualify for special loan terms, such as a 3 percent down payment on the sale price of your home. This way you can experience the many emotional and financial benefits of being a homeowner sooner rather than later, while maintaining financial flexibility.

Speak with an Expert

Apply Online

Features

  • As low as a 3 percent down payment
  • Easier monthly payment
  • Flexible financing
  • Finance up to 97% of your home’s purchase price

 

Mortgage is subject to credit and property approval.

Rates

Click here to see our current mortgage rates. >
To learn more, please call our Residential Lending Department at (518) 584-5844 or .

Helpful Calculators

Here are some useful calculators to help you with your mortgage financing:

You are leaving Adirondack Trust Company's web site.

The web site you have selected is an external one located on another server. Adirondack Trust Company has no responsibility for any external Web site. It neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.

Thank you for visiting Adirondack Trust Company's Web site.

Continue
×

Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...

Continue
×

Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of FIS 2020.

Continue
×