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About Us

We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.

As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights. We deliver innovative banking products and outstanding, personal customer service.

Although we’ve grown and evolved over the years, one thing remains consistent: our passion for community and doing right by our customers. We provide solutions and expert consultation in banking, insurance and wealth management for a comprehensive and diversified approach to your financial services needs. Trust us to be your lifetime financial partner, helping to manage all aspects of your financial life.


Our history

To learn more about who we are and how we serve, here’s a little bit about our history: Under the philosophy of community development, we were founded in 1901 in Saratoga Springs, NY to finance ventures in Upstate New York. Our leaders were visionary and wanted a strong, locally owned Bank. In 1937, we took the initial steps toward automation and opened the region’s first drive-up window for banking.


Building Saratoga Springs

The Adirondack Trust Company was instrumental in the rebirth of Saratoga Springs, leading the building of a modern, stock-holder-owned hotel, financing the construction of the Saratoga Springs Performing Arts Center and supporting a brilliant expansion plan by Skidmore College. We took leadership roles and volunteer positions in numerous civic, government and community organizations.


Leading in computerized banking

We quickly incorporated technological advancements as they became available, implementing computers in 1962 and automated teller machines in 1980. In 1987, computers supported the launch of the Bank’s trust department. In 2000, we started WebWise® Online Banking.


Celebrating growth

By the end of the 20th century, we had financed some of the major projects of the period, including new commercial buildings downtown, adaptive reuse of a large mill, an expansion of the city’s senior living complex, and an elegant hotel restoration. The Bank continued to grow, adding an insurance division, state-of-the art products and services, and the Mabee Building near our main office that houses our insurance and wealth management divisions, as well as ground-level retail space.


Committed to community

Our focus will always be to encourage a healthy, vibrant community. That is why you’ll find us volunteering in the community and lending a hand to causes and organizations that assist others. We established the ATC Community Fund in 2009 to support the needs of local charities. It is one of the few charities in our area that has qualified with the IRS to offer Donor Advised Funds.


Staying true to the vision

We’ve honored the philosophy of our founders and continue to be a strong, locally owned and managed Bank. You can always trust us to adhere to strong financial standards, to deliver personalized one-on-one service, and to remain committed to providing products and services that help people and businesses meet their needs.


Our Story

We take our community higher. We’re here to help as many local people and businesses as possible, and we’ve stayed true to this philosophy since 1901. Our passion for this community drives our words and actions. We believe in being truthful, respectful, understanding, smart and timely. They’re the right priorities to empower us, you and this community to go above and beyond.

Adirondack Trust Company
Above and Beyond