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Reach us here anytime. If you have a banking question or you need to report a lost or stolen ATM or debit card, we’re only a phone call away. You can also send us a message using this page.


Branch & ATM Locations >

Phone Numbers

(518) 584-5844 Bank
(518) 584-5300 Insurance
(518) 587-4093 24/7 Telephone Banking
1-800-485-7899 Toll Free



Adirondack Trust Company
Attn: Customer Service
473 Broadway
Saratoga Springs, NY 12866-5607

31 Church Street
Saratoga Springs, NY 12866-3045

Bank Routing Number


After Hours Lost or Stolen Card Notification

(518) 584-5844 (ATM Card)
(800) 500-1044 (Visa® Debit Card)
(800) 237-6211 (Visa® & MasterCard® Credit Cards)
(800) 237-6211 (Visa® Business Credit Card)

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