BankOn Checking
BankOn Checking, certified by the national Cities for Financial Empowerment Fund, is a low-cost banking option for everyone. Take control of your finances with a checking account that has a low deposit to open and no minimum balance required.
Features
Low-cost
Non-interest bearing
Low initial opening deposit
Access your account 24 hours a day with your ATC Visa Debit Card
WebWise Mobile Banking app
Access to online and mobile banking, bill pay, and loan payments via WebWise
Monthly account statement options
No NSF (non-sufficient fund) or Overdraft fees will be charged; transactions that overdraw the account will not be paid. However, there may be times when a negative balance in the account can occur, such as if a transaction is authorized for one amount but the actual charge is more than the money in the account. If a negative balance in the account does occur, we will not charge you an overdraft or NSF (non-sufficient fund) fee. Dynamic Deposit Account Sweep services are not available on this account.
Monthly account statement options
E-statement via WebWise Online Banking are included
Paper statements are available for a $2 monthly statement fee
BankOn Checking does not offer paper checks
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