BauerFinancial, the nation’s premier independent bank rating firm, assigned this latest rating in September 2025 based on June 30, 2025, financial data, confirming that Adirondack Trust remains among the strongest banks in the country.
“Bauer rates banks based on their overall financial condition and has been doing so for over 40 years. Bauer does not rate based on how much a bank gives back to its community, but sometimes I wish we could. The employees of community banks, like Adirondack Trust Company, feel a responsibility to help their community grow and thrive,” reported BauerFinancial President Karen Dorway. “It gives me great pleasure to acknowledge that a bank that measures its success by the success of its neighbors and friends, does so from such a solid financial foundation.”
This recognition underscores the powerful combination of financial excellence and community commitment that has defined Adirondack Trust for more than a century.
“Our 77 consecutive quarters of 5-Star ratings reflect not just our financial discipline, but our deep-rooted belief that a strong bank and a thriving community go hand-in-hand,” said Adirondack Trust Company President and CEO Charles V. Wait, Jr. “We’ve built our success on the foundation of being genuine community partners—investing in local businesses, supporting our neighbors’ dreams, and contributing to the vitality of the places we call home. This sustained recognition from BauerFinancial validates that approach and reinforces our commitment to both financial strength and community service.”
For 124 years, Adirondack Trust has been far more than a banking partner to the communities it serves. The bank’s employees live, work, and play in these same neighborhoods, creating genuine connections that drive both business success and community prosperity. This community-focused approach isn’t just what Adirondack Trust does—it’s who they are, and it’s been their guiding principle since 1901.
BauerFinancial, Inc., based in Coral Gables, Fla., is the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt-out of a BauerFinancial rating. Star ratings are all available for free at bauerfinancial.com.
The Adirondack Trust Company is an independent, locally owned and operated, community bank offering a wide variety of business and personal financial services. The Bank has more than $1.6 billion in assets and 13 branch offices. The Bank offers banking, trust, insurance, and wealth management services, and originates real estate mortgages, both residential and commercial, and commercial business loans throughout its primary market area. The Bank is a Bauer 5-Star Rated Superior bank. The Bank’s website is AdirondackTrust.com.