TWENTY YEARS STRONG: ADIRONDACK TRUST COMPANY EARNS ITS 80TH CONSECUTIVE QUARTER 5-STAR RATING

BauerFinancial again names the 1901-founded community bank an ‘Exceptional Performance Bank,’ ranking it among the nation’s strongest

July 2, 2026

Saratoga Springs, New York—The Adirondack Trust Company has once again been awarded the highest 5-Star rating for financial strength and stability by BauerFinancial, Inc., the nation’s premier bank rating firm. Earning and maintaining this 5-Star rating indicates that the Adirondack Trust Company excels in areas such as capital adequacy, profitability, and asset quality, among many others.

This achievement is no coincidence. It marks the 80th consecutive quarter that Adirondack Trust has earned Bauer’s top rating—a record that also carries the firm’s even higher designation of “Exceptional Performance Bank.” This distinction is reserved solely for institutions that have earned Bauer’s 5-Star rating consistently for 40 consecutive quarters (10 years) or longer.

“This is indeed reflective of Adirondack Trust’s dedication and commitment, not only to its customers, but to the entire community it serves,” said BauerFinancial President Karen Dorway. “Community banks like Adirondack Trust have consistently been on the front lines doing what is best to help their neighbors and friends. This special type of devotion is a hallmark of a true community bank.”

That commitment is one ATC’s leadership takes to heart.

“Reaching our 80th consecutive 5-Star rating is a milestone we’re proud of, but never take for granted,” said Adirondack Trust Company President & CEO Charles V. Wait, Jr. “For 125 years, our approach has stayed the same: We make careful, disciplined decisions with the long-term interests of our customers and our community in mind. This recognition reflects the trust our neighbors place in us, and the responsibility we feel to earn it again every single day.”

BauerFinancial, Inc., based in Coral Gables, Fla., is the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt-out of a BauerFinancial rating. Star ratings are all available for free at bauerfinancial.com.

The Adirondack Trust Company is an independent, locally owned and operated, community bank offering a wide variety of business and personal financial services, and is a Member of the Federal Deposit Insurance Corporation. The bank has more than $1.6 billion in assets and 12 branch offices. The bank offers banking, trust, insurance, and wealth management services, and originates real estate mortgages, both residential and commercial, and commercial business loans throughout its primary market area. The bank is a Bauer 5-Star Rated Superior bank. The bank’s website is AdirondackTrust.com.

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Adirondack Trust Company
473 Broadway
Saratoga Springs, NY 12866
(518) 584-5844
AdirondackTrust.com