ADIRONDACK TRUST COMPANY EARNS BAUERFINANCIAL’S HIGHEST 5-STAR RATING FOR 79TH CONSECUTIVE QUARTER
A legacy of financial strength—and a commitment to what comes next
March 2, 2026
Saratoga Springs, New York—Adirondack Trust Company has once again earned a 5-Star Superior rating from BauerFinancial, the nation’s premier bank rating firm—marking the 79th consecutive quarter the bank has achieved this distinction. Based on financial data as of December 31, 2025, the rating reflects Adirondack Trust’s continued standing as one of the strongest financial institutions in the country.
In recognition of maintaining this level of financial strength and stability for more than 10 consecutive years, BauerFinancial has also awarded Adirondack Trust its “Exceptional Performance Bank” distinction—an honor reserved for institutions that have demonstrated sustained excellence over 40 or more consecutive quarters.
“Community banks like Adirondack Trust Company are perfectly positioned to provide the specialized support that is unique to their area,” said BauerFinancial President Karen L. Dorway. “These banks promote local growth by investing back into the same neighborhoods their deposits come from. By fostering these local relationships, they are highly supportive of, and accountable to, their customers. This, in turn, allows them to anticipate new needs and desires and get the wheels in motion to satisfy those as well.”
That sense of mutual accountability resonates with Adirondack Trust’s own leadership.
“Earning this recognition for the 79th consecutive quarter is a reflection of the trust our customers and community place in us every day,” said Adirondack Trust Company President and CEO Charles V. Wait, Jr. “We don’t take that lightly. Our commitment has always been to manage this institution with care and discipline—not just for today, but for the generations who will depend on us in the years to come. That’s the responsibility we carry, and it’s one we’re proud to uphold.”
For Adirondack Trust, that accountability isn’t incidental—it’s foundational. Since opening its doors in 1901, the bank has been deeply rooted in the communities it serves. Its employees live here, work here, and are invested in what happens here. That shared stake in the region’s future is what has guided Adirondack Trust’s approach to banking for 125 years—and it’s what will continue to shape the bank’s work in the years ahead.
BauerFinancial, Inc., based in Coral Gables, Fla., is the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt-out of a BauerFinancial rating. Star ratings are all available for free at bauerfinancial.com.
The Adirondack Trust Company is an independent, locally owned and operated, community bank offering a wide variety of business and personal financial services, and is a Member of the Federal Deposit Insurance Corporation. The bank has more than $1.4 billion in assets and 13 branch offices. The bank offers banking, trust, insurance, and wealth management services, and originates real estate mortgages, both residential and commercial, and commercial business loans throughout its primary market area. The bank is a Bauer 5-Star Rated Superior bank. The bank’s website is AdirondackTrust.com.
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Adirondack Trust Company
473 Broadway
Saratoga Springs, NY 12866
(518) 584-5844
AdirondackTrust.com