Saratoga Springs, New York—Adirondack Trust Company has once again earned BauerFinancial’s prestigious 5-Star rating, marking an incredible 76 consecutive quarters of this top honor. This achievement qualifies the bank for “Exceptional Performance Bank” status—a distinction reserved for financial institutions that have maintained BauerFinancial’s highest rating for 40 consecutive quarters or longer.
BauerFinancial, the nation’s premier independent bank rating firm, based this latest rating on March 31, 2025, financial data, confirming that Adirondack Trust continues to rank among the strongest banks in the country.
“Community bankers are typically the best positioned to understand and quantify local markets and needs,” said BauerFinancial President Karen L. Dorway. “This includes real estate market values and fluctuations, small business needs (and impediments), and even how consumers are faring personally in their corner of the country.
“This makes perfect sense. Community bankers live in your neighborhood, which means they can provide faster, personalized service. They also serve a smaller, more defined market area than bigger banks. No need for red tape, just results—from one neighbor to another.”
This community-focused philosophy has been central to Adirondack Trust’s approach since its founding and continues to drive the bank’s exceptional performance today.
“This milestone reflects our unwavering commitment to sound financial management and our dedication to serving our community with integrity and strength,” said Adirondack Trust Company President and CEO Charles V. Wait, Jr. “For nearly 19 years, we’ve maintained this exceptional rating because we stay true to our community banking roots while continuously evolving to meet our customers’ changing needs. This recognition validates our approach of combining personal service with financial excellence.”
Since 1901, Adirondack Trust has remained steadfast in its community banking mission, delivering the personalized attention of a local institution alongside sophisticated financial solutions. This continued recognition from BauerFinancial reinforces the bank’s role as a trusted financial partner throughout the Saratoga County and Southern Adirondack regions and beyond.
BauerFinancial, Inc., based in Coral Gables, Fla., is the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt-out of a BauerFinancial rating. Star ratings are all available for free at bauerfinancial.com.
The Adirondack Trust Company is an independent, locally owned and operated, community bank offering a wide variety of business and personal financial services. The Bank has more than $1.6 billion in assets and 13 branch offices. The Bank offers banking, trust, insurance, and wealth management services, and originates real estate mortgages, both residential and commercial, and commercial business loans throughout its primary market area. The Bank is a Bauer 5-Star Rated Superior bank. The Bank’s website is AdirondackTrust.com.