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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Savings Accounts

A strong savings discipline yields solutions and serves as the foundation of success. Consider us your advocate; we’re vested in your achievements, and we can help you to reach new heights. Your success impacts our community and sets us all up for a better future. It’s a ripple effect for good. So whether you are saving for a dream home, starting a family, planning the adventure of a lifetime, securing your retirement or all of the above, we’re here to talk with you. We’ll help you choose a savings plan that will guide you to a better financial future.

Statement Savings

This account delivers a flexible savings solution. You get all the basics plus you can add a variety...

Student Statement Savings

Our youth- and young-adult–oriented savings account helps tomorrow's community leaders start off on the right financial footing...

Health Savings

Our Health Savings Account (HSA) allows you to set aside tax-free money to use later to pay for...

Holiday Savings

Deposit money into this account all year to help save up for stress-free and debt-free holiday shopping. You’ll...

Personal Money Market

Do you want competitive money market interest rates and easy access to your funds? This account is your...

High Peaks Tiered Money Market

The higher your account balance, the more you’ll earn with our interest-bearing money market account with tiered rates....

Certificates of Deposit (CDs)

CDs are a smart and flexible investment vehicle that can be tailored to fit your savings goals...

Individual Retirement Accounts

Stay focused on planning your dream retirement. Our retirement accounts are available through our Bank and Adirondack Wealth...

Automatic Savings

Set up a repeating, automatic transfer from your ATC checking account to your ATC savings account to build...