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Certificates of Deposit (CDs)

CDs are a smart and flexible investment vehicle that can be tailored to fit your savings goals. They’re perfect for a diversified savings plan and a guaranteed return on your cash investment.


  • Safe, fixed-rate earnings options*
  • Wide range of maturity terms
  • Automatically renewable for the same term at the current ATC CD rate
  • View your account online via WebWise® Online and Mobile Banking
  • No monthly service fee
  • No additional deposits before maturity
  • Substantial bank penalty for early withdrawal; credited interest can be withdrawn at any time
  • FDIC-insured

*See current rates >