Personal Loan Rates
Rates are accurate as of: 09/04/2026
Check out these competitive rates if you are in the market for an automobile, about to tackle a home improvement project, or think you may want a personal unsecured loan for an upcoming expense.
Automobile*
TYPE/YEAR |
TERM |
ANNUAL PERCENTAGE RATE |
MONTHLY PAYMENT PER $1,000 BORROWED |
LOAN PAYMENT EXAMPLE |
CALCULATOR |
|---|---|---|---|---|---|
2026, 2025, 2024 |
Up to 60 months |
5.40% |
$19.06 |
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 5.40% APR, the monthly principal and interest payment would be $190.60. |
|
2023 & 2022 |
Up to 60 months |
6.00% |
$19.33 |
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.00% APR, the monthly principal and interest payment would be $193.30. |
|
2021 & 2020 |
Up to 60 months |
6.30% |
$19.47 |
If you borrow $10,000 to purchase a vehicle, for sixty (60) months at 6.30% APR, the monthly principal and interest payment would be $194.70. |
|
2019 & 2018 |
Up to 48 months |
7.50% |
$24.18 |
If you borrow $10,000 to purchase a vehicle, for forty-eight (48) months at 7.50% APR, the monthly principal and interest payment would be $241.80. |
|
2017 & Older |
Up to 36 months |
8.75% |
$31.68 |
If you borrow $10,000 to purchase a vehicle, for thirty-six (36) months at 8.75% APR, the monthly principal and interest payment would be $316.80. |
Personal Unsecured
TYPE |
TERM |
ANNUAL PERCENTAGE RATE |
MONTHLY PAYMENT PER $1,000 BORROWED |
LOAN PAYMENT EXAMPLE |
|---|---|---|---|---|
Up to $5,000 |
Up to 36 months |
11.00%** |
$32.74 |
If you borrow $5,000 unsecured for debt consolidation, for thirty-six (36) months at 11.00% APR, the monthly principal and interest payment would be $163.69. |
Secured loans are charged a fee of $50 for Vendor's Single Insurance (V.S.I.) |
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