Main Content
Select the search type
  • Site
  • Web
Skip Text

Individual Retirement Accounts

Stay focused on planning your dream retirement. Our retirement accounts are available through our Bank and Adirondack Wealth Management, our investment and financial planning division. We are behind you every step of the way, offering a variety of individual retirement accounts (IRAs) including traditional, Roth, Rollover, SEP, Simple and Education to help you reach your retirement goals, benefit from tax advantages and feel secure as you look toward the horizon.


  • Tax deferred interest
  • Possible income tax deductions (consult your tax advisor)
  • View your account online via WebWise® Online and Mobile Banking
  • Rollovers and transfers available to your ATC IRA
  • Statement sent quarterly
  • Funds invested in certificate of deposit
  • FDIC-insured
  • Maximize savings with automatic transfer from linked ATC accounts