Health Savings
Our Health Savings Account (HSA) allows you to set aside tax-free money to use later to pay for qualified, out-of-pocket medical expenses. We do more than provide banking products; we work to offer you services that will help improve your financial well-being.
Features
Tax-free earnings and distributions*
Easy access by writing a check or by using your ATC HSA Visa Debit Card
Contributions remain in your account from year-to-year, until you use them
Your HSA is portable and stays with you when you change employers or leave the workforce
Individual accounts only (not for joint accounts)
Interest earnings credited monthly**
No minimum monthly balance requirement
Free unlimited check writing
Free ATC wallet-style checks for the life of the account
Free ATM access
No ATC surcharge fee when using other ATMs
Free WebWise Online Banking, bill pay, and loan payments
Monthly account statement options
Payroll direct-deposit eligible
Year-end IRS reporting
FDIC-insured
Distributions must be for qualified, out-of-pocket medical expenses.
**See current rates >Fees: There is a $25 fee to open a Health Savings Account. A $4 monthly maintenance fee will be charged to your account if you choose to receive your monthly statements by mail. The statement fee will be reduced to $2 if you choose to receive your statements via the Internet using our Online Statement as part of our WebWise Mobile & Online Banking facility.
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