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FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Ready to grow?
We’ve got financing to make it happen.

Whether you’re expanding your operations, upgrading equipment, or taking your business to the next level, Adirondack Trust has the local expertise and lending solutions to support your growth. We move as fast as you do, because we understand that in business, timing matters.

Your plans deserve the right partner

You’ve done the planning. You’ve mapped out the next phase. Now it’s time to make it happen.

Most businesses come to us when they’re ready to expand. Maybe you need new equipment to increase capacity. Perhaps you’re opening a second location. Or you’re finally ready to buy that building you’ve been leasing. Whatever’s on your blueprint, we’re here to help you build it with confidence.

Our business lending team knows the local market and understands what it takes to succeed here. We’ll work with you to find the right financing solution—whether that’s a term loan, line of credit, or commercial real estate financing.

Tell Us About Your Project



Local decisions, fast approvals

We’re a community bank, so decisions are made right here.

Flexible financing options

From startups to established businesses, we have solutions that fit your needs.

Expert guidance

Our business lending team brings decades of experience helping local businesses grow.

Relationship-focused

We take time to understand your business and your goals.

What Our Business Loan Solutions Include

We’re invested in your success because your success strengthens our community

TERM LOANS

Fixed financing for equipment purchases, business expansion, or real estate

LINES OF CREDIT

Flexible access to capital when you need it

COMMERCIAL REAL ESTATE

Financing to purchase or refinance business property

CONSTRUCTION & DEVELOPMENT

Build or renovate your commercial space


Your SBA Preferred Lender

As an SBA Preferred Lender, Adirondack Trust has the specialized expertise and authority to streamline your SBA loan approval process—giving you faster access to the financing your business needs.


Ready to discuss your financing options?

Fill out our quick interest form, and a member of our team will reach out to discuss your needs and explore your options.

Connect With Us Now

Have questions now? Call us at (518) 584-5844. Our team is here to help, Monday through Friday, 8 a.m. to 4:30 p.m. Or, visit any of our conveniently located neighborhood branches.