ADIRONDACK TRUST COMPANY EARNS 81ST CONSECUTIVE BAUERFINANCIAL 5-STAR RATING

Monday, October 5, 2026 - News

ADIRONDACK TRUST COMPANY EARNS 81ST CONSECUTIVE BAUERFINANCIAL 5-STAR RATING

Saratoga Springs, New York — The Adirondack Trust Company has once again earned BauerFinancial, Inc.'s highest 5-Star rating for financial strength and stability. This marks the 81st consecutive quarter that Adirondack Trust has received the nation's top rating from the independent bank rating firm.

Maintaining Bauer's highest rating for more than 20 consecutive years has also earned Adirondack Trust the distinction of "Exceptional Performance Bank," a designation reserved for institutions that have achieved Bauer's 5-Star rating continuously for 40 quarters (10 years) or longer.

A Bauer 5-Star rating recognizes banks that excel in key areas including capital strength, asset quality, profitability, and liquidity. BauerFinancial, Inc., based in Coral Gables, Florida, has been evaluating and reporting on the financial condition of U.S. banks since 1983.

"As market conditions continue to change, banking institutions must be able to evolve with them," said BauerFinancial President Karen Dorway. "With The Adirondack Trust Company's stellar financial condition and equally impressive track record, we are confident in its ability to do so. The community is fortunate to have such a strong and dedicated financial partner in its midst."

"A strong bank helps create a strong community," said Adirondack Trust Company President & CEO Charles V. Wait, Jr. "For more than 125 years, we've remained focused on doing what's right for our customers and making decisions that support the long-term health of this region.
We're honored to earn Bauer's highest rating once again, and we remain committed to being a reliable financial partner for the communities we call home."

BauerFinancial, Inc., based in Coral Gables, Fla., is the nation's leading independent bank and credit union rating and research firm and has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star ratings are available free of charge at BauerFinancial.com.

The Adirondack Trust Company is an independent, locally owned and operated community bank offering a wide variety of business and personal financial services and is a Member of the Federal Deposit Insurance Corporation. The bank has more than $1.7 billion in assets and 12
branch offices. The bank offers banking, trust, insurance, and wealth management services, and originates residential and commercial real estate mortgages, as well as commercial business loans, throughout its primary market area. The bank is a Bauer 5-Star Rated Superior bank. The bank's website is AdirondackTrust.com.

Adirondack Trust Company
473 Broadway
Saratoga Springs, NY 12866
(518) 584-5844

AdirondackTrust.com