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BankOn Checking

BankOn Checking, certified by the national Cities for Financial Empowerment Fund, is a banking option for everyone. Take control of your finances with a checking account that has a low deposit to open and no minimum balance required.

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  • Non-interest bearing
  • Low initial opening deposit
  • Access your account 24 hours a day with your ATC Visa® Debit Card
  • Free WebWise® Mobile Banking app
  • Free access to online and mobile banking, bill pay, and loan payments via WebWise®
  • Monthly account statement options
  • No NSF (non-sufficient fund) or Overdraft fees will be charged; transactions that overdraw the account will not be paid. However, there may be times when a negative balance in the account can occur, such as if a transaction is authorized for one amount but the actual charge is more than the money in the account. If a negative balance in the account does occur, we will not charge you an overdraft or NSF (non-sufficient fund) fee. Dynamic Deposit Account Sweep services are not available on this account.

Monthly account statement options

  • E-statement via WebWise® Online Banking are included
  • Paper statements are available for a $2 monthly statement fee

BankOn Checking does not offer paper checks

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Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of FIS 2020.