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ATC Free Student Checking

Students can build a solid financial foundation with this free checking solution geared specifically for the new account holder. Only $1 to open, it’s available to our community’s youth aged 13 through 23. Keep track of your money anytime, anywhere using tools like our WebWise® Mobile Banking app.

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  • Available to account holders ages 13 through 23
  • No minimum balance requirement
  • No monthly maintenance fee
  • Free ATC Visa® Debit Card
  • Free WebWise® Mobile Banking App
  • Free online and mobile banking, bill pay and loan payments via WebWise®
  • Free exclusive-style checks on your first order
  • Refund of four non-Adirondack Trust ATM surcharges—up to $15—per statement period, whichever comes first
  • Local, personal service, even while you are away or out of town

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