Over 120 years of standing strong for your financial future
You’ve joined a bank that’s been a cornerstone of the Saratoga and southern Adirondack region since 1901. As an independent, locally owned institution, we’re more than your bank—we’re your neighbors, committed to helping you achieve your financial goals with personalized service that goes above and beyond.
We're More Than A Bank
Banking Rooted in Community Values Since 1901
For over a century, Adirondack Trust Company has stood as one of New York State’s strongest banks, earning a consecutive, quarterly 5-Star rating from BauerFinancial since 2005. But our strength isn’t just financial—it’s rooted in the relationships we build with customers like you.
While Adirondack Trust Company opened in 1901, its iconic marble Main Office headquarters was built in 1916.
We're Built Different
Community Invested
We live and work where you do.
Forward-Thinking
Traditional values meet innovative solutions.
Local + Independent
Decisions made here, for you.
Personalized Service
You're never just an account number.
Solutions as Strong as the High Peaks
From Checking to Lending, We're Here for Your Journey
Solutions as Strong as the High Peaks
PERSONAL BANKING
Checking, savings, and everyday banking solutions designed for your lifestyle
BUSINESS BANKING
Accounts, merchant services, and tools to help your business thrive.
MORTGAGES
Home financing options that make your dreams realty—from first-time buyers to refinancing.
WEALTH MANAGEMENT*
Investment strategies, retirement planning, and financial guidance for your future.
TRUST & ESTATE SERVICES*
Comprehensive trust services to protect and preserve your legacy.
* Investment & Insurance Products are: NOT A DEPOSIT • NOT FDIC INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY GOVERNMENT AGENCY • MAY GO DOWN IN VALUE
Chart Your Course
Try our free tools to help you map out loans, savings, and major purchases.
Begin Your Ascent
Ready to experience banking that stands behind you? Find your nearest Retail Branch Location, open an account, or connect with our local lenders.
Connect With Us
Have questions? Call us at (518) 584-5844. Our team is here to help, Monday through Friday, 8 a.m. to 4:30 p.m.
Explore Your Account
Log in to WebWise to manage your accounts, pay bills, build a personalized budget, deposit checks, and more.
Visit A Retail Branch Location
Stop by for personalized service and answers to all your questions.
Discover More Services
Explore our full suite of digital tools designed to support your financial journey.
Have Every Trail Covered By Our Great Range of Services
Amsure Insurance
Did you know we’re more than just a bank? Amsure, our full-service, independent insurance agency, offers comprehensive coverage for auto, home, business, and more—protecting what matters most to you.
Amsure's Saratoga Springs location, at 31 Woodlawn Avenue, Saratoga Springs.
Amsure's Albany location, at 12 Computer Drive West, Albany.
Find Your Nearest Branch
With multiple locations across Saratoga and Warren counties, we’re always nearby when you need us.