business analyzed checking - The Adirondack Trust Company
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Business Analyzed Checking

Consider us your partner in banking with this checking solution that allows for a monthly analysis of earnings and expenses. Earnings credit is computed at the current earnings credit rate on the available balance* (available balance being the average monthly balance). It is our privilege to help you and your business achieve greater results.

Features

  • No minimum balance requirement
  • Analysis of earnings and expenses on a monthly basis
  • Earnings credit computed at the current earnings credit rate on the available balance* (available balance is the average monthly balance) and may offset standard service charges
  • Service charges are made only to the extent that analyzed expenses exceed income and always apply to the current statement period
  • Unlimited transactions
  • Free online and mobile banking, bill pay and loan payments via WebWise®
  • Monthly account statement showing daily balances plus detailed transactions. Choose E-statement with check images (front and back) via WebWise® Online Banking to reduce the monthly maintenance fee.
  • Ability to advance funds from your Business Express Line of Credit via WebWise Online Banking
  • FDIC insured up to the maximum amount allowed by law

* Available balance is the average monthly balance less a twenty-five percent combined float and reserve factor.

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