Our Personal Checking Accounts At-A-Glance

You deserve a bank that goes the extra mile with you. Working alongside you. Collaborating in your success. Refer to this comparison chart for help deciding the checking solution that best fits your needs, complements your lifestyle and meets you wherever you are.

 Regular CheckingInterest CheckingATC Free Student CheckingBasic Banking
Initial deposit$1$1$1$1
Minimum daily balance (to waive fees)$500$500NoneNone
Monthly maintenance fee$3, if minimum daily balance not maintained

Fee waived with $1,000 in your savings account or with direct deposit
$5, if minimum daily balance not maintainedNone$3
Fees$0.20 per check; $0.15 per deposit; $0.06 per foreign (non-ATC) items deposited; $1 per transaction at non-ATC ATMs

Fees waived if minimum daily balance is maintained or with $1,000 in your savings account or with direct deposit
$0.20 per check; $1 per transaction at non-ATC ATMs

Fees waived if minimum daily balance is maintained
Get 4 withdrawals or up to $15 of fee-free surcharges at non-ATC ATMs per statement period8 free withdrawals, then $0.20 per debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account); $1 per transaction at non-ATC ATMs
InterestNoYesNoNo
Interest rateN/ASee deposit rates*N/AN/A
Interest compoundingN/AMonthlyN/AN/A
Minimum balance to obtain interest rate disclosedN/A$500N/AN/A
Transaction limitationsNoneNoneNoneNone
Statement options:
e-Statement


Paper Statement


Paper statement with check images
Reduce monthly service charge by $2




No charge


Additional $1 monthly service charge
Reduce monthly service charge by $2


No charge


Additional $1 monthly service charge
No charge





No charge


No charge
Reduce monthly service charge by $2





No charge


No charge
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See FEE SCHEDULE for other fees which may apply. *For existing customers, revisions will be effective 30 days after we mail notice to you.