• Set principal and interest payments for an initial period of time
  • Initial monthly payments may be lower for a period of time
  • Rate adjusts after initial introductory period
  • Finance up to 97% of your home’s purchase price
  • ARM loan rates and payments may change over time


Mortgage is subject to credit and property approval.

Click here to see our current mortgage rates. >
To learn more, please call our Residential Lending Department at (518) 584-5844 or email us.

These calculators are good resources to use when looking at an adjustable-rate mortgage: