- No minimum balance requirement
- Analysis of earnings and expenses on a monthly basis
- Earnings credit computed at the current earnings credit rate on the available balance* (available balance is the average monthly balance) and may offset standard service charges
- Service charges are made only to the extent that analyzed expenses exceed income and always apply to the current statement period
- Unlimited transactions
- Free online and mobile banking, bill pay and loan payments via WebWise®
- Monthly account statement showing daily balances plus detailed transactions and check images (front and back). Choose E-statement with check images (front and back) via WebWise® Online Banking to reduce the monthly maintenance fee.
- Ability to advance funds from your Business Express Line of Credit via WebWise Online Banking
- FDIC insured up to the maximum amount allowed by law
* Available balance is the average monthly balance less a twenty-five percent combined float and reserve factor.