Wednesday, September 8, 2010
473 Broadway Saratoga Springs NY 12866     Phone: 518-584-5844

Certificates of Deposit


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Certificates of Deposit (CDs)

  • Offers a number of safe, fixed-rate earnings options
  • Flexible maturity terms and competitive interest rates
  • Interest rate guaranteed for length of term
  • Passbook provides convenient record of transactions
  • Accrued interest may be collected, transferred or left in account to compound
  • Tailor your investment to match your individual savings goals
  • CDs are automatically renewable at the current ATC CD rate
  • No monthly service fee
  • Access your account online via WebWise® Online Banking
* Substantial bank penalty for early withdrawal

Here are some useful calculators for determining how much you can save:
How much could I save over time?
How can I save a million dollars?


Please click here to read an important notice about FDIC Insurance.