| Statement Savings | Regular Passbook Savings | Golden Passbook Savings | Kids Passbook Savings(age 14 or under) | Christmas Club | Certificates of Deposit | |
|
Required Opening Deposit
|
$100.00 |
$0.01 |
$0.01 |
$0.01 |
$1.00 | $500 |
|
Minimum Balance
|
$100.00 (daily) |
$50.00 (daily) |
$100.00 (daily) |
none | n/a | n/a |
|
Service Fee
|
Free (if daily balance maintained, otherwise $1 per month) |
Free (if daily balance maintained, otherwise $1 per month) |
Free (if daily balance maintained, otherwise $1 per quarter) |
none | n/a | none |
|
Interest Rate
|
- Variable rate
|
- Variable rate
|
- Variable rate
|
n/a |
- Fixed rate
|
|
|
Interest Compounding / Creditng Frequency
|
Monthly/Monthly |
Quarterly/Quarterly |
Quarterly/Quarterly |
Quarterly/Quarterly |
n/a | Varies by CD type |
|
Minimum Balance to Obtain Interest Rate Disclosed
|
$100.00
|
$50.00
|
$100.00
|
$0.01 | n/a | $500 |
|
Transaction Limitations
|
Unlimited withdrawals and transfers in person, by mail or by ATM. Transfers to another account or to third parties by telephone or computer transfers are limited to six (6) per month. |
Transfers to another account or to third parties by telephone or computer transfers are limited to six (6) per month with no transfers by check, draft, debit card, or similar order to third parties. |
Transfers to another account or to third parties by telephone or computer transfers are limited to six (6) per month with no transfers by check, draft, debit card, or similar order to third parties. |
Transfers to another account or to third parties by telephone or computer transfers are limited to six (6) per month with no transfers by check, draft, debit card, or similar order to third parties. |
If any withdrawal is made from account prior to maturity, then the account will be closed. |
No additional deposits before maturity. Credited interest can be withdrawn at anytime. |
| Statement Options |
E-Statement - no monthly service charge Paper Statement - Additional $2.00 monthly service charge |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
* See FEE SCHEDULE for other fees which may apply.
