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473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Passbook Savings

Passbook Savings

  • Ideal for those who prefer a traditional savings account
  • Immediate access to your funds from any of our branches
  • Passbook issued which serves as a record of all transactions
  • Make deposits and withdrawals at your convenience
  • Interest is compounded and credited to your account quarterly
  • No quarterly maintenance fee as long as you maintain the daily balance requirement
  • Access your account online via WebWise® Online Banking
  • Automatic savings option when linked to your ATC checking account


Here are some useful calculators for determining how much you can save:
How much could I save over time?
What rate would I need to earn on my savings?

Regular Passbook Savings


Keep easy track of your savings progress with a regular passbook savings account. All deposits, including direct deposits, withdrawals and interest postings are added to your passbook when you bring it to the bank. A passbook savings account provides a safe and secure way to grow your savings. You can access your passbook savings account via WebWise®, our online banking service. Click here to see a comparison chart of our savings accounts.

 

Click here to see a comparison chart of our savings accounts. 

 

Golden Passbook Savings


Our Golden Passbook savings account is similar to our regular savings passbook but at times can earn a higher interest rate. It also requires a higher minimum balance to avoid the quarterly fee. Click here to see a comparison chart of our savings accounts.

 

Click here to see a comparison chart of our savings accounts.