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473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Christmas Club

Helps you save for the holidays

Holiday Savings Account

Holiday Savings Account



  • Allows you to save a pre-determined amount of money for the holiday season
  • You can elect for automatic deductions from your ATC checking account or use coupons to deposit to your account
  • Added bonus, if you make 50 consecutive and timely weekly deposits of the same amount you will receive one “bonus” week credit equal to the weekly amount you chose to deposit