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473 Broadway Saratoga Springs, NY 12866
Phone: 518-584-5844

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Passbook Savings

Golden Passbook Savings

  • Ideal for those who prefer a traditional savings account
  • Immediate access to your funds from any of our branches
  • Passbook issued which serves as a record of all transactions
  • Make deposits and withdrawals at your convenience
  • Interest is compounded and credited to your account quarterly
  • No quarterly maintenance fee as long as you maintain the daily balance requirement
  • Access your account online via WebWise® Online Banking
  • Automatic savings option when linked to your ATC checking account


Here are some useful calculators for determining how much you can save:
How much could I save over time?
What rate would I need to earn on my savings?

Click here to see a comparison chart of our savings accounts.